We understand that life happens — and when it does, you need a lending partner you can trust. That’s why we offer fast, flexible loans with a personal touch.
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These Terms and Conditions ("Terms") govern your access to and use of Izwi Lempilo Cash Loans’ website and services. By accessing or using our site, you agree to comply with and be bound by these Terms.
To be eligible for a loan, you must be a South African citizen over 18 years old with a valid ID and proof of income. Izwi Lempilo Cash Loans reserves the right to verify your eligibility and reject any applications that do not meet our lending criteria.
Loan approvals are subject to credit checks and affordability assessments. We reserve the right to modify or decline any loan offer based on our risk analysis. Application outcomes may vary.
All fees and repayment terms are clearly disclosed before loan approval. It is your responsibility to review these terms. Late or missed payments may incur additional charges and impact your credit score.
You agree to use the website only for lawful purposes and not to disrupt or misuse any part of it. You may not attempt to access secure areas or distribute harmful software through our platform.
All information collected is handled in accordance with our Privacy Policy. We take reasonable steps to secure your data but cannot guarantee absolute protection from breaches.
All content on the website, including logos, text, and graphics, is the property of Izwi Lempilo Cash Loans and is protected by applicable copyright laws.
We may revise these Terms at any time. Continued use of the site after changes constitutes acceptance of the new Terms.
Izwi Lempilo Cash Loans is not liable for any indirect, incidental, or consequential damages arising out of your use or inability to use our services.
These Terms are governed by South African law. Any disputes arising under or in connection with these Terms will be handled in accordance with local jurisdiction.
If you do not agree with any part of these Terms, you should discontinue using our website and services.
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